Lowest-Cost Health Plans + Tax-Free Savings
Looking for affordable coverage with maximum control? Covered California Bronze plans give you the lowest monthly premiums — and when paired with a Health Savings Account (HSA), you can save tax-free for future medical needs.
- ✅ Lowest premiums available on the exchange
- ✅ HSA eligibility for tax-free savings
- ✅ Ideal for healthy individuals and families
What’s an HSA?
An HSA (Health Savings Account) lets you save pre-tax dollars to pay for qualified medical, dental, and vision expenses — even into retirement.
Who qualifies for an HSA?
To qualify, you must enroll in an HSA-qualified Bronze High Deductible Health Plan (HDHP), not be enrolled in Medicare, and not be claimed as a dependent.
Can I switch plans later?
Yes. You can change plans during Open Enrollment or if you experience a qualifying life event.
Why choose an HSA?
Your HSA balance rolls over every year — you never lose it. It’s your money, and after age 65, you can withdraw it for any reason without penalty. It’s one of the smartest ways to save tax-free for future care or retirement.
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