Why Work With Me

Hi, I’m Pat — a licensed California insurance agent with over 20 years of experience.

I specialize in helping individuals, families, and small business owners navigate their health and life insurance options with clarity and confidence. I’m also a Certified Covered California agent, so I can guide you through plan comparisons, eligibility, and enrollment — all at no cost to you.

Over the years, I’ve helped thousands of Californians find plans that actually fit their needs and their budget. Whether you’re self-employed, between jobs, retiring early, or just feeling overwhelmed by the system, I’m here to help simplify everything.

Coverage options I can help you with include:
✅ Covered California health plans (ACA)
🦷 Dental & 👓 Vision plans
💵 Accident, Critical Illness & Hospital Indemnity (ancillary)
🛡️ Term & Permanent Life Insurance
📈 Indexed Universal Life (IUL) with a focus on retirement income strategies

There’s no pressure and no fees — just honest advice, personalized recommendations, and support whenever you need it.